Author name: Rhonda Sholar

It’s the Thought That Counts

It’s the Thought That Counts

Let’s be honest, giving Christmas gifts isn’t easy in a recession. So here are some economical ways to make your presents creative and meaningful.

It’s the Thought That CountsRecession-plagued consumers have sacrificed a lot this year. Those most affected have lost jobs, faced home foreclosures and piled up personal credit-card debt. Even the most financially solvent consumers have been looking for ways to stretch their dollars.

Most Americans are willingly giving up “luxuries”—such as a salon manicure for a do-it-yourself version or a round of golf at the country club for nine holes at a city course—in anticipation of continuing economic unknowns.

Debt-Proof Your Degree

Debt-Proof Your Degree

Debt-Proof Your DegreeWith a little advance planning and a lot of hustle, you can get the education you need and graduate debt-free.

Unless there’s a rich Uncle Earl standing by to pick up the tab, college students are often left with two choices: accumulate debt that follows them through life, or find often untapped resources to help make the dream an affordable, if not free, reality.

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